USDT to TWD: Market Forecast and Trading Guide for the Second Half of 2025

This article will analyze the current market situation in conjunction with the latest developments of Tether (USDT) and provide predictions and practical guidelines for the exchange of USDT to New Taiwan Dollar in the second half of 2025.

Market Status, Latest Data on USDT to TWD Exchange Rate

As of August 26, 2025, foreign exchange market data shows that the exchange rate of USD to TWD is 30.4480, while the exchange rate of TWD to USD is trading at a level of 0.0328.

Due to the fact that USDT is pegged to the US dollar, its exchange rate with the New Taiwan Dollar is indirectly determined by the exchange rate of the US dollar to the New Taiwan Dollar. Therefore, currently, 1 USDT is approximately exchangeable for 30.45 New Taiwan Dollars (based on real-time quotes from platforms like Gate, etc.).

It is important to emphasize that USDT, as a stablecoin, has always been designed to maintain an exchange ratio of 1 USDT ≈ 1 USD. Although slight deviations may occur under extreme market conditions, its price fluctuates slightly most of the time between $0.9998 and $1.0002.

Project Updates, Tether's Latest Developments and Market Impact

Recently, Tether and its issued USDT have shown the following key dynamics:

Frequent large fund movements: On August 25, 2025, there was a large-scale USDT transfer on the blockchain. Monitoring showed that 125 million USDT were transferred from Binance to an unknown wallet, and 250 million USDT were transferred from an unknown wallet to the decentralized lending protocol Aave.

These large transfers usually indicate that large investors or institutions are adjusting their positions or preparing for new investment strategies, which may foreshadow market trends.

Regulatory compliance process continues: The regulatory framework for stablecoins is gradually being improved globally (such as the EU's MiCA framework). Tether is also continuously enhancing its reserve transparency and compliance to adapt to the new regulatory environment, which is crucial for maintaining the long-term stability of USDT.

Market Forecast, Analysis of Future Trends of USDT against TWD

In the short term (second half of 2025), the exchange rate of USDT to New Taiwan Dollar mainly depends on two factors:

• The exchange rate fluctuation of USD to TWD: This is influenced by macro factors such as the interest rate policies of Taiwan and the United States, economic data performance, and international situations.
• The stability of USDT itself relative to the US dollar: Based on current data from the Gate platform and general market predictions, the price of USDT is expected to remain closely pegged to 1 USD for the remainder of 2025, with a low likelihood of significant deviation.

In the medium to long term (2026-2030), some predictive models show that if calculated based on the annual average growth rate, the price of USDT may reach $1.102309 in 2026, $1.157424 in 2027, and even possibly $1.339863 in 2030.

However, it is necessary to view these predictions calmly, as they are largely based on user-input calculation models and are not official commitments from Tether. The core value of USDT lies in its stability, and a significant long-term increase that deviates from the pegged price does not align with its positioning as a stablecoin. Investors should cautiously reference such predictions.

Exchange Guide: How to Exchange USDT for New Taiwan Dollars on Gate Platform

Gate is one of the world's leading digital asset trading platforms, providing a relatively convenient fiat currency deposit and withdrawal channel. Below are the brief steps to exchange USDT for USD (which can then be converted to TWD) through Gate:

1. Registration and Verification: First, complete the registration of your Gate account and carry out the necessary KYC identity verification.
2. Deposit USDT: Transfer your USDT from an external wallet or another exchange to your Gate wallet address.
3. Choose the selling method: On the Gate platform, you can choose to sell USDT through its fiat trading area (usually supports P2P or bank channels).
4. Set up a sell order: Enter the amount of USDT you want to sell, refer to the real-time quotes provided by the system or set a custom price.
5. Choose a payment method and complete the transaction: Select your preferred payment method (such as SWIFT bank transfer), and release USDT after confirming the receipt of fiat currency.

Notes:

• Exchange rate differences: There may be slight differences in exchange rates across different platforms and exchange channels (such as banks, exchanges, and over-the-counter transactions), which usually include handling fees or profit margins.
• Fees: The Gate platform will charge a small fee for fiat transactions, and P2P transactions may sometimes have zero fees, but be sure to pay attention to the reputation of the trading counterpart.
• Arrival time: The arrival time may vary depending on the different payment methods.
• Tax issues: Depending on the laws of your locality, exchanging gains may involve tax reporting obligations.

Risk Warning, Important Points to Note During the Exchange Process

Although USDT is designed to maintain stability, investors should still be aware of the following risks:

• Temporary decoupling risk: During extreme market turbulence or in the event of negative news against Tether, USDT may briefly deviate from its 1 USD peg. There have been historical precedents for this, such as a drop to around 0.9 USD.
• Regulatory risk: Global regulatory policies are still evolving, and there is a possibility that stricter regulatory measures may be introduced in the future, which could affect the liquidity or availability of USDT.
• Platform Risk: It is crucial to choose a reputable, secure, and compliant trading platform for exchanges to prevent operational risks.
• Exchange rate fluctuation risk: The exchange rate of USDT to TWD is ultimately influenced by the USD to TWD exchange rate, which is subject to volatility.

Future Outlook

Overall, the exchange rate between USDT and the New Taiwan Dollar is expected to remain relatively stable in the second half of 2025, mainly following the fluctuations of the USD to New Taiwan Dollar exchange rate.

USDT itself has a lower probability of significant fluctuations due to its anchoring mechanism, but the large liquidity and regulatory trends behind it are worth continuous attention from investors.

For operations that require converting USDT to New Taiwan Dollar, it is recommended to choose compliant and reputable platforms like Gate that support fiat channels, and to carefully compare exchange rates and fees.