The U.S. financial market is about to undergo a transformation. On August 7, 2025, Trump signed a landmark executive order allowing 401(k) retirement plans to invest in Crypto Assets and private sale equity and other alternative assets. This decision breaks the traditional "stocks and bonds first" investment model, opening new investment channels for the $8.7 trillion pension market.



If only 10% of the funds flow into the Crypto Assets sector, it will release approximately $870 billion in new funds, which will undoubtedly have a profound impact on the market's liquidity landscape. It is worth noting that financial giants such as BlackRock and Blackstone have long been involved in the crypto ETF space, and the removal of policy barriers has cleared the final hurdle for them to enter the pension system.

Unlike traditional investments, the characteristics of retirement fund investments are long-term and stability, which may provide more stable financial support for the volatile Crypto Assets market. The policy implementation path is also relatively mature, with many 401(k) plans already offering self-directed investment options, while the existence of Crypto ETFs allows investors to participate without directly holding digital coins.

After the news was announced, the market reacted quickly. Bitcoin's price rebounded from $112,000 to $117,000, and Ethereum's increase within 24 hours reached 5%. This rapid response reflects the high sensitivity of institutional investors to policy changes.

However, this decision has also sparked controversy. Risk management experts warn that the price volatility of crypto assets far exceeds that of traditional assets, and pension investments need to find a balance between returns and risks. From a regulatory perspective, the United States' 180-degree shift in attitude towards crypto assets, from previous caution and even rejection to current policy support, indicates a further enhancement of the status of digital assets in the global financial system.

The international influence of this policy cannot be ignored. It may not only inspire other countries to follow suit but also promote the coordination of global Crypto Assets regulatory frameworks. With the addition of pensions as an important source of funds, the Crypto Assets market is expected to welcome new development opportunities while also facing higher regulatory requirements and market expectations.
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0xTherapistvip
· 08-10 05:51
Are you crazy again?
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DaisyUnicornvip
· 08-09 22:05
The suckers in the crypto world have finally bloomed~
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ProofOfNothingvip
· 08-08 16:40
Isn't it nice to borrow a Huabei?
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BrokenDAOvip
· 08-08 16:27
A textbook case of incentive distortion: suckers will always be suckers.
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